Eligibility
The following people are eligible to apply for a Personal Loan:
- Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
- Individuals between 21 and 60 years of age
- Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
- Those who earn a minimum of 25,000 net income per month.
Get a personal loan in quick time
- Check eligibility in one minute online and at select branches – Personal Loan Eligibility Calculator
- Get funds in 10 seconds if you are a pre-approved HDFC Bank customer.
- Other customers can get a loan within 4 working days subject to documentation and verification as per bank’s requirement.
Apply online for a Personal Loan
We have simplified the personal loan application process. You can make an online personal loan application in just a few clicks
Protect yourself with insurance
- Personal Accident Cover: For a nominal premium* you can avail of Personal Accident cover of up to ₹ 8 Lakhs, and Critical Illness cover of up to ₹ 1 Lakh. The premium for these policies will be deducted from the loan amount during disbursal. Applicable taxes and surcharge/cess will be charged extra.
- Personal Loan Security: Secure your personal loan with Sarv Suraksha Pro. Key benefits include:
- Credit Shield Cover equal to the outstanding loan amount
- Accidental Hospitalisation cover of up to ₹ 8 Lakhs*
- Accidental Death/Permanent Disablement cover of up to ₹ 1 Lakh*
*Terms and conditions of the insurers shall apply. The policy is offered by HDFC Ergo GIC Ltd.