How to Apply for HDFC Personal Loan Online 2022

Eligibility

The following people are eligible to apply for a Personal Loan:

• Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
• Individuals between 21 and 60 years of age
• Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
• Those who earn a minimum of 25,000 net income per month.

Get a personal loan in quick time

• Check eligibility in one minute online and at select branches – Personal Loan Eligibility Calculator
• Get funds in 10 seconds if you are a pre-approved HDFC Bank customer.
• Other customers can get a loan within 4 working days subject to documentation and verification as per bank’s requirement.

Apply online for a Personal Loan

We have simplified the personal loan application process. You can make an online personal loan application in just a few clicks

Protect yourself with insurance

• Personal Accident Cover: For a nominal premium* you can avail of Personal Accident cover of up to ₹ 8 Lakhs, and Critical Illness cover of up to ₹ 1 Lakh. The premium for these policies will be deducted from the loan amount during disbursal. Applicable taxes and surcharge/cess will be charged extra.
• Personal Loan Security: Secure your personal loan with Sarv Suraksha Pro. Key benefits include:
  • Credit Shield Cover equal to the outstanding loan amount
  • Accidental Hospitalisation cover of up to ₹ 8 Lakhs*
  • Accidental Death/Permanent Disablement cover of up to ₹ 1 Lakh*

*Terms and conditions of the insurers shall apply. The policy is offered by HDFC Ergo GIC Ltd.

Get 24X7 assistance anywhere

For any help with your loan, you can reach out to us via WhatsApp no – 7065970659, Webchat, Click2Talk and PhoneBanking.

Apply Online for Loan