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Apply For Best IDFC Credit Card Online

IDFC Limited was set up in 1997 to finance infrastructure, focusing primarily on project finance and mobilization of capital for private sector infrastructure development. Whether it is financial intermediation for infrastructure projects and services, whether adding value through innovative products to the infrastructure value chain or asset maintenance of existing infrastructure projects, the company focused on supporting organisations to get the best return on investments. The Company’s ability to tap global as well as Indian financial resources made it the acknowledged experts in infrastructure finance. Dr. Rajiv Lall joined the company in 2005 and successfully expanded the business to Asset Management, Institutional Broking, and Infrastructure Debt Fund. He applied for a commercial banking license to the RBI in 2013. In 2014, the Reserve Bank of India (RBI) granted an in-principle approval to IDFC Limited to set up a new bank in the private sector. Following this, the IDFC Limited divested its infrastructure finance assets and liabilities to a new entity – IDFC Bank- through demerger. Thus, IDFC Bank was created by demerger of the infrastructure, lending business of IDFC to IDFC Bank in 2015.

Unlimited Reward points that never expire
Use Reward points to instantly pay for online or in-store purchases
No fees for redeeming Reward points

Welcome voucher worth ₹ 500 on spending ₹ 15,000 or more within 90 days of card issuance
5% cashback on the transaction value for your first EMI transaction within the first 90 days of card issuance (no upper cap on cashback amount)

CONVENIENCE

Convert all transactions* above ₹ 2,500 into easy & convenient EMIs from your mobile app
Instant EMI conversion for all online transactions* above ₹ 2,500 on the bank’s OTP page
Enjoy convenient transfer of balances from your other bank credit cards with our balance transfer privilege*

PRIVILEGES

25% discount on movie tickets up to ₹ 100 (valid once per month)
4 complimentary Railway lounge visits per quarter
Complimentary Roadside Assistance worth ₹ 1,399
Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹ 200/month
50+ in-App discount offers | Up to 20% discount at 1500+ restaurants |
Up to 15% discount at 3000+ Health & Wellness outlets
Personal Accident Cover of ₹ 2,00,000* and Lost Card Liability Cover of ₹ 25,000